A project can look profitable yet miss its loan payment.
Using a solar-plant example, we explain five questions lenders ask before financing a project. Learn how construction timing, buyer contracts, cash flow, risk allocation and lender protections affect bankability.
CHAPTERS
00:00 Why profit is not enough
00:31 What bankable means
01:05 Can it be built?
01:44 Who pays?
02:27 Can cash repay?
03:07 Test a worse case
03:44 Who takes the risk?
04:30 What protects lenders?
05:16 One risk across all five
05:54 Bring the evidence
SOURCES AND EXAMPLES
The solar project and cash-flow diagrams are illustrative, not actual project data.
Ivanpah loan-guarantee example:
U.S. Department of Energy — https://www.energy.gov/edf/ivanpah
Keystone XL write-down example: TC Energy 2021 annual report — https://www.tcenergy.com/siteassets/pdfs/investors/reports-and-filings/annual-and-quarterly-reports/2021/tc-2021-annual-report.pdf
Najafi Capital's network of more than 4,500 banks and lenders is company-reported; access does not guarantee financing.
IMPORTANT
This video is for general education only. It is not financial, investment, or legal advice, and it is not an offer or promise to arrange or provide financing. Any financing would require a separate review and written agreement.
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