Loan parameters:
– Loan amount: up to PLN 500,000
– Repayment period: up to 5 years
– Grace period for capital repayment: up to 6 or 9 months
– Interest rate: 7.62% (EC base rate)
– No fees or commissions for granting a loan
– No own contribution

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Purpose of Loan:
introducing new or improved products or services to the market, by:
I. construction, expansion of infrastructure or extension of the scope of the enterprise’s activities related in particular to the introduction of new or improved products and services for the company to the market,
II. implementation of fundamental changes in the production process or changes in the method of providing services (including services provided electronically),
III. implementation of R&D results into business activities,

development of products and services based on e-commerce and advanced ICT solutions through:
I. use of modern cooperation channels, automation of business processes and data exchange,
II. development of sales of products and services based on information and communication technologies, including the sale of products and services on the Internet and the creation and provision of electronic services,
III. optimization of processes facilitating enterprise management and cooperation between enterprises through IT solutions (e.g. purchase of software licenses, purchase of IT services, implementation of innovative Internet solutions in the organization and management of the enterprise),

support for ecological production processes and efficient use of resources in SMEs,
financing of working capital only on the condition that it will be related to the investment activities and further expansion of the enterprise and in accordance with the EC guidelines in this regard.